Equifax Breach: What Happened And What You Need to Know
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Equifax Breach: What Happened And What You Need to Know

As many in our Rock Springs community are most likely aware of, millions of Americans have recently been impacted by the recent Equifax data breach. Should you be concerned? Well, that’s what we’re going to cover in the interest of safeguarding the identities of our local communities. Whether or not your personal information has been stolen, there are a few steps that you can take in order to protect yourself and your credit.

The Facts
The Equifax data breached impacted as many as 143 million Americans. Information that was breached included names, Social Security numbers, birth dates, addresses, and in some instances, driver’s licenses and credit card numbers.

The Problem With Identity Theft
Identity theft occurs when someone uses your personal information, without your permission, and pretends to be you to commit fraud. Identity thieves may attempt to use your credit cards, open new accounts in your name, or attempt to access your accounts.

It can be difficult to initially notice that you were a victim of identity theft until you see charges you didn’t make. However, if you see anything out of the ordinary on your financial statements or credit reports, no matter how large or how small, take action immediately.

Were You Impacted?
Again, it can be difficult to determine without suspicion, but visit www.equifaxsecurity2017.com to see if your information has been impacted.

Be Wary Of Phone Calls
Countless Americans have been reporting scams via phone calls in which phishers and scammers attempt to trick people into giving them their personal information. Do not, for any reason, give out your personal information. Keep in mind that scammers can also spoof their numbers so it looks like they’re calling from a legitimate company, so be wary of what it says on your caller ID.

If Identity Theft Strikes
If you realize that your information has been compromised, stay calm. Contact your ID theft provider immediately for personal assistance. Here at Commerce Bank of Wyoming, we provide customers and their family members with identity protection services powered by CyberScout at no additional cost.

Stay Safe, Smart And Positive
Don’t let ‘cyber fatigue’ get you down. As long as you’re skeptical and proactive, your information should stay safe. Learn more on the Federal Trade Commission’s website. For more information about the Equifax breach, visit their website at www.equifaxsecurity2017.com or contact their call center at (866)-447-7559.

As always, our friendly team at Commerce Bank of Wyoming is happy to answer any questions for our community members. Reach out to us today.

There is a Difference.