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Smart Savings

A better future begins with smart choices, and smart choices begin with our Smart Savings Account. Start saving today and secure your financial future for tomorrow.


  • Earns interest quarterly
  • Sweep to checking account option



  • Low minimum opening deposit of $20.00
  • $0.50 will be charged for each debit transaction in excess of three per month with a maximum of six debit and/or transfers allowed per statement cycle
  • Maintain a $100.00 minimum daily balance to avoid a service charge. If balance falls below $100.00, there is a $2.00 service charge.