CBWY Blog

Mike talks about property values and inflation.

Check out our checking!

Looking for a home? Our mortgage lenders will be here for you every step of the way!

It’s grill season! That means that we donate our grill, food, and volunteers for a good cause!

Avoid falling victim to fraud. With our world’s reliance on technology, it’s important to keep yourself informed of the latest cyber scams. Chances are, you’ve already been a target of a cybercriminal or fraudster. One common type of fraud is referred to as Social Engineering. 

Social engineering is a technique used to manipulate a victim into disclosing information or taking a specific action. Fraudsters will communicate with an intended target by saying they are from a trusted organization or financial institution.  They may even impersonate someone the target knows.

As a homebuyer, you know that the road to closing can be full of twists and turns. However, when working with Commerce Bank of Wyoming, we strive to make the process as smooth and efficient as possible. One way to ensure a speedy closing is by following some key tips that we have compiled for you. Following these tips will save you not only time but also potential headaches. Read on to learn what you can do to help your loan closing go smoothly.

Buying a home is a huge financial decision, one that can have an impact on your finances for years to come. One of the choices you'll have to make when taking out a mortgage loan is whether or not to pay points. Points are basically a fee you pay to the lender at closing in exchange for a lower interest rate on your mortgage. In this blog post, we’ll break down the pros and cons of paying points on your mortgage to help you make an informed decision.

While consumers are constantly bombarded with electronic ads, and the dangers of online scams, the average buyer has evolved and will research before signing the dotted line. Other lending and insurance marketers have resorted to purchasing consumer information to seem legitimate.

When you're in the market for a mortgage, your credit information is obtained through a "hard inquiry" which is then shared with credit bureaus. This information is then sold to creditors or insurers to make unsolicited offers, which can be overwhelming for homebuyers. These unsolicited offers are known as trigger leads and they can lead to an endless amount of unwanted solicitations. In this blog post, we will explain what trigger leads are and how to protect yourself from unsolicited offers.

The Commerce Bank of Wyoming Positive Pay system is designed to provide an extra layer of protection against fraud.

Our Electronic Banking Specialists can help you get the most out of your Business Online Account!

Unlike the younger generations who grew up with the internet, tablets and modern technology, older family members can face unique challenges in today’s digital world. Many technologies serve to make tasks simpler, provide personalized services or hold capabilities that benefit seniors and older adults.  Yet the online world is host to a variety of threats that may not be obvious to older users.

Have you been searching for a bank that truly values its customers? Look no further than Commerce Bank of Wyoming! As a way of saying thank you to our customers and community members, we will be hosting a Customer Appreciation Luncheon on Wednesday, July 12, 2023 from 11:00am to 1:30pm. The event will be held at our Rock Springs branch, located at 1575 Dewar Drive. Stop by for a free lunch and the opportunity to chat with employees of the bank.