CBWY Blog

Maggie Smith, a seasoned professional with over 22 years of experience in mortgage lending and a deep-rooted commitment to community service. Join us as financial expertise meets unwavering dedication to serving the people of Rock Springs.

Your data security is in your hands, but you don't have to handle it alone. Commerce Bank of Wyoming can help protect you and ensure your peace of mind.

In today's digital age, businesses are constantly at risk of falling victim to cyberattacks. One particularly dangerous threat is known as business email compromise (BEC).

Credit can be an incredibly powerful tool when used wisely. It's crucial for becoming a homeowner, as your credit standing directly affects your ability to qualify for a mortgage loan and the interest rates you'll be charged. Here's what you need to know about credit.

Deciding between leasing a car and taking out a car loan can be a challenging decision for many potential car owners. Both options have their advantages and disadvantages, and the best choice depends on your personal financial situation, driving habits, and long-term goals. This article will explore the key differences between leasing and financing a car through a loan, helping you make an informed decision.

There are many considerations regarding having a home mortgage in retirement. This article is intended to provide an outline of potential pros and cons to be considered. As always, we recommend seeking advice from a Certified Financial Planner and/or your CPA Tax Advisor as these decisions are contemplated.

In today's digital age, protecting your financial assets has become more crucial than ever. One effective way to safeguard your money is by keeping your debit card off when it's not in use. This simple step can prevent fraud and ensure your bank account remains secure. In this article, we’ll explore the benefits of turning your debit card off and explain how scammers use sophisticated algorithms to guess card numbers and test them.

Identity theft is one of the fastest-growing crimes in the country, and everyday activities like disposing of documents present opportunities for sensitive information to be stolen. In recognition of this risk, Commerce Bank of Wyoming takes proactive measures to protect our customers through initiatives like Comm(unity) Shred Day. This free event provides a safe and environmentally friendly way for community residents and local businesses to dispose of important documents.

Comm(unity) Shred Day

Join us for secure paper shredding and lunch!

• Tuesday, May 14, 2024
• 10:00am-1:00pm
• 1575 Dewar Drive
• Freewill donation benefiting Ray Lovato Recycling Center. Commerce Bank of Wyoming will match donations up to $500.00

The article highlights the significance of smart budgeting as a crucial step towards achieving homeownership. It presents budgeting not as a limitation but as a strategic tool for financial management, emphasizing its role in tracking spending, saving for a down payment, and preparing for monthly mortgage payments. A good budget offers insights into spending habits, enhances savings, reduces impulsive buying, and prepares individuals for unexpected financial challenges by advocating for an emergency fund.

We are proud to support the organizations that tirelessly work towards improving the quality of life in our community. The My Fair Share program serves as an exemplary model of how individuals can directly benefit these organizations. Every year, employees of Commerce Bank of Wyoming nominate local organizations to receive monetary donations. They have the freedom to choose which organizations to support by donating a percentage of their pay throughout the year. In this blog post, we will showcase the recipients of the 2023 My Fair Share Program.